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Checking Commercial

SMALL BUSINESS CHECKING

For new customers, our Step by Step Guide will help you switch from your current institution.

This account is specifically designed for a small business with fewer than 200 transactions ( checks paid, deposits posted, and items deposited) per month.

  • $100.00 Minimum opening deposit
  • FREE Monthly statement with images
  • FREE Online Banking
  • FREE Telebank Account Information
  • Fees determined by daily balance and/or volume

There is no monthly service fee for accounts maintaining a daily checking balance of $2,000.00 If the daily account balance drops below $2,000 during a monthly statement cycle, the account will receive a $10.00 service fee for that period. There is no charge for the first 30 checks you write that statement cycle. A $.25 per check fee is charged thereafter.

Accounts that have more than 200 transactions per month are subjected to monthly review and the bank reserves the right to use Account Analysis to determine fees for high volume commercial checking accounts or commercial account that require special handling or supervision.


VOLUME BUSINESS CHECKING

For new customers, our Step by Step Guide will help you switch from your current institution.

Businesses with a higher volume of transactions will find that this account provides you an earnings credit that is applied toward average collected balance to offset monthly charges.


  • $200.00 Minimum opening deposit
  • FREE Monthly statement with images
  • FREE Online Banking
  • FREE Telebank Account Information

Monthly Service Charge calculated by account analysis

Earnings Credit based on average collected balance adjusted for 10% Legal Reserve requirement.


*Example of Cost: (subject to change)

  • $.25 per Check Written
  • $.28 per Deposit Made
  • $.02 per Item Deposited on us
  • $.08 per Item Deposited on other banks
  • $.49 per Currency Strap per $1,000
  • $.12 per Roll Coin