Business and Industry Garanteed Program

The B&I (Business and Industry) guaranteed program is offered through the Department of Rural Development by the USDA.  This program promotes business expansion in rural areas.Loan proceeds may be used for:

  • Working capital
  • Purchase machinery or equipment
  • Commercial real estate
  • Refinance 

For more information on B&I or Rural Development loans and the application process go to: www.rurdev.usda.gov/ga/tguarrbs.htm 

You may also contact a commercial loan officer at the CNB location nearest you or via e-mail.